Xtracash is an innovative money lending platform that provides quick and hassle-free short-term loans to individuals. Founded by young and dynamic entrepreneurs, Xtracash aims to promote financial inclusion by leveraging technology to bridge the gap between the underbanked and the formal financial system.
Xtracash provides a convenient way for people to access credit without the bureaucracy associated with traditional financial institutions. The loan application process is simple and straightforward, and borrowers can receive funds in their account within minutes of approval.
To ensure a seamless user experience, Xtracash has partnered with Quickteller, a subsidiary of Interswitch, a leading fintech company in Africa. Quickteller provides a secure and efficient platform for loan disbursement and repayment, giving borrowers peace of mind.
Xtracash loans are currently available to residents of Nigeria, Ghana, and Zambia. The platform is committed to responsible lending and has put in place measures to ensure that borrowers are not overburdened with debt.
You may also like
IXtracash is a cutting-edge financial technology platform that is transforming the way people access credit. It is fast, reliable, and secure, making it an ideal solution for those in urgent need of short-term funds.
If you’re looking to obtain a loan from Xtracash, there are three essential steps that you’ll need to take. First, you’ll need to create a Quickteller account. Secondly, you must add a debit card to your Quickteller account. Lastly, you’ll need to apply for the loan.
Creating a Quickteller account is a straightforward process. To get started, visit the Quickteller sign-up page, enter your first name, last name, email address, and phone number.
Create a password, and if applicable, enter the referral email address or phone number. Check your email for a welcome message from Quickteller containing a seven-digit activation code. Once you’ve received this code, return to the Quickteller sign-up page, enter the code, and click “continue” to verify your phone number. Enter the OTP sent to your phone, and your Quickteller account will be created.
The next step is to add a debit card to your Quickteller account. To do this, log in to your Quickteller dashboard, locate the “payment method,” and click “cards.” Click “add” and enter your card details, including the pin, then click “continue.”
Once you’ve successfully created a Quickteller account and added a debit card, you can apply for a loan from Xtracash. To do so, log in to your Quickteller account, locate the “loan” tab, and click “request loan.” A list of loan offers will appear, and you’ll need to select Xtracash and choose your preferred loan amount and tenor.
After making your decision, click on your choice and select the account you’d like to be credited. Enter your password to authenticate the transaction, and the loan amount will be deposited into your bank account within three minutes.
To repay your Xtracash loan, you can use either the Quickteller website or USSD code. To repay via Quickteller, log in to your account, locate the “loan” tab, and click on your active loan.
Click “repay loan,” enter the card details of the account you want the money deducted from, and enter your card pin and 7 digits OTP sent to you via SMS. Once you’ve completed the payment process, you’ll receive a message indicating that your loan has been successfully paid.
In conclusion, obtaining a loan from Xtracash is a straightforward process that involves creating a Quickteller account, adding a debit card, and applying for the loan. Once you’ve received the loan amount, you can easily repay it via Quickteller or USSD code.